24 Passive Income Apps that Make Money in Your Sleep [2024]

Passive Income Apps
Passive Income Apps

If you’re aiming for financial freedom in 2024 through passive income, it’s a good idea to explore different apps that can help you achieve this goal. Today, we’re discussing 24 different apps that can be beneficial for you. However, remember to thoroughly research before investing in any of them. Here’s a brief overview:


Earny apps, commonly known as passive income apps, are digital tools that allow users to earn money or rewards with minimal active effort. These apps have gained popularity for their user-friendly features and the convenience of earning extra cash or rewards. Here’s a breakdown of their features, written with attention to SEO, English language accuracy, and data analysis:

  1. Cashback Rewards: Many earny apps offer cashback for purchases made at partnered retailers. This feature is particularly appealing because it turns everyday shopping into an opportunity to earn passive income. Users typically receive a percentage of their purchase amount back, either in cash or as points redeemable for gift cards or other rewards.
  2. Automatic Coupon Application: Some of these apps automatically search for and apply the best coupon codes at checkout when shopping online. This feature not only saves money but also time, as users don’t need to search for discounts manually.
  3. Price Tracking and Alerts: Certain earny apps track prices of items after a purchase. If the price drops within a specific timeframe, the app may refund the difference. This feature is a form of passive saving, as it requires no extra effort from the user after the initial purchase.
  4. Referral Programs:
  5. Users can earn additional income or rewards by referring friends and family to the app. This feature often involves sharing a referral code or link, and the user receives a bonus when others sign up and use the app.
  6. Survey Participation and Ad Viewing: Some apps offer the chance to earn rewards by participating in surveys or viewing ads. While this requires some active participation, it’s usually minimal and can be done at the user’s convenience.
  7. Task Completion: A few apps reward users for completing simple tasks like trying a new app or game. These tasks are generally easy and can be a quick way to earn small amounts of money or points.


Swagbucks offers a comprehensive platform for generating passive income online, appealing to a wide range of users with its diverse methods for earning rewards. By participating in surveys, users can share their opinions and earn points. Shopping enthusiasts benefit from cashback rewards in points when making purchases online, enhancing the shopping experience. For those who enjoy multimedia, watching short videos provides an entertaining way to accumulate points.

The platform also incentivizes everyday web searches through its search engine, turning routine activities into opportunities for rewards. Gamers are not left out, as playing selected games on the platform also earns points. Swagbucks enhances its community through a referral program, rewarding users for inviting friends to join. Additionally, setting and achieving daily point goals motivates users with bonus rewards. Finally, the points earned across these activities can be redeemed for gift cards to popular retailers or converted to cash via PayPal, offering flexibility in how rewards are used. This multifaceted approach to earning extra income makes Swagbucks a popular and user-friendly option for those looking to enhance their online earning potential.

Using Swagbucks to earn extra income is straightforward and user-friendly, appealing to anyone looking to make the most out of their online activities. Here’s how you can get started and utilize the platform effectively:

  1. Sign Up: Begin by creating a free account on Swagbucks. You can sign up using your email address or through a social media account to simplify the process.
  2. Complete Surveys: Explore the variety of surveys available and start completing them to earn points. These surveys cover a wide range of topics and are matched to your profile information.
  3. Shop Online:
  4. Use the Swagbucks portal for your online shopping to receive cashback in points. Shop at your favorite retailers through the platform to maximize your earnings.
  5. Watch Videos:Browse through the selection of short videos offered on Swagbucks, ranging from entertainment to educational content, and earn points by watching them.
  6. Search the Web: Replace your standard search engine with the Swagbucks search engine. Use it for your daily internet searches to accumulate points passively.
  7. Play Games: If you enjoy gaming, select from the games available on Swagbucks to earn points while having fun.
  8. Refer Friends: Take advantage of the referral program by inviting your friends to join Swagbucks. You’ll earn bonus points once they sign up and start earning themselves.
  9. Meet Daily Goals: Swagbucks sets daily points goals for users. Meeting these goals consistently can lead to additional bonuses, enhancing your points balance over time.
  10. Redeem Points:Once you’ve accumulated enough points, you can redeem them for gift cards from a variety of retailers or opt for cash withdrawal through PayPal. The redemption threshold varies depending on the reward option you choose.

By engaging in these activities, users can easily integrate Swagbucks into their daily routine, turning everyday actions into opportunities for earning. Consistency and engagement across the different earning methods are key to maximizing your rewards on the platform.


Public.com is emerging as a unique player in the realm of passive income apps, particularly for those interested in the stock market. This app democratizes stock trading by making it accessible and understandable to everyday users.

  1. Investing Made Simple: Public.com simplifies investing in stocks and ETFs. Users can start with small amounts, making it ideal for beginners.
  2. Educational Content: The app provides valuable educational content. This helps users make informed investment decisions.
  3. Social Investing Features: Public.com stands out with its social aspect. Users can follow experienced investors and share insights, creating a community learning experience.
  4. Fractional Shares: The app allows the purchase of fractional shares. This means users can invest in high-value stocks with smaller amounts of money.
  5. No Commission Fees: Public.com offers commission-free trading. This feature is particularly appealing for those new to investing.


Groundfloor stands out in the world of passive income apps, especially for those interested in real estate investing. This app offers a unique way to invest in real estate projects with smaller amounts of capital.

  1. Real Estate Investing for Everyone: Groundfloor makes real estate investing accessible. You don’t need large sums of money to start investing in property projects.
  2. Short-Term Investments: The platform specializes in short-term, high-yield investments. This approach suits users looking for quicker returns.
  3. User-Friendly Interface: Groundfloor boasts a simple, easy-to-navigate interface. This design is ideal for beginners in real estate investing.
  4. Low Minimum Investment: The app allows investments with as little as $10. This low entry point opens up real estate investing to a wider audience.


  1. Diversification: Users can diversify their portfolios by investing in different properties. This feature reduces the risk typically associated with real estate investments.


Masterworks is a unique addition to the range of passive income apps, offering an innovative approach to investing by focusing on art. This app allows users to invest in shares of fine art, an option that was previously accessible mainly to wealthy individuals.

  1. Art Investment Accessible to All: Masterworks makes investing in high-value art pieces achievable for everyday investors. You no longer need substantial wealth to invest in this exclusive market.
  2. Fractional Shares: The platform allows the purchase of fractional shares in art. This means users can invest in artworks without buying the entire piece.
  3. Curated Selection: Masterworks offers a carefully curated selection of artworks. This ensures that users invest in pieces with potential for appreciation.
  4. User-Friendly Experience: The app provides an easy-to-use platform. Even those new to art investing can navigate it comfortably.

5.Potential for High Returns: Art as an asset class has shown the potential for high returns. This makes Masterworks an appealing option for diversifying investment portfolios.

6.M1 Finance

M1 Finance is gaining popularity in the world of passive income apps, offering a unique blend of automated investing, borrowing, and spending services. This app caters to those looking for a comprehensive financial tool.

  1. Automated Investing: M1 Finance allows users to set up automated investment portfolios. This feature is ideal for those who prefer a hands-off approach to investing.
  2. Customizable Portfolios: Users can customize their investment portfolios. They can choose from a variety of stocks and ETFs to match their investment goals.
  3. Borrowing Option: M1 Finance provides a low-interest borrowing option against your investment portfolio. This feature is useful for users needing quick access to funds.
  4. No Management Fees: The platform charges no management fees for its investment services. This makes it an affordable option for cost-conscious investors.
  5. User-Friendly Interface: M1 Finance boasts a simple, intuitive interface. This design makes it easy for both beginners and experienced investors to use the app.

7.Rocket Money

Rocket Money is a personal finance app designed to help users manage their finances more effectively. This app provides various features such as tracking spending, budgeting, and identifying potential savings. Users can connect their bank accounts, credit cards, and other financial accounts to get a comprehensive view of their financial situation. The app also offers tools to cancel unwanted subscriptions, negotiate bills, and track investments.

Expense Tracking and Budgeting: Users can see where their money is going and set budgets for different categories.

Subscription Management: It helps identify and cancel subscriptions that users no longer need or use.

Bill Negotiation: The app can negotiate certain bills on behalf of the user, potentially lowering costs.

Savings Goals: Users can set goals for savings and track their progress.

Investment Tracking: Some versions also allow users to keep an eye on their investments.

It’s important to check the latest updates and features of the app, as they may have added new functionalities or improved existing ones. Additionally, considering user reviews and feedback can provide insights into the app’s performance and reliability.


Vinovest is an innovative platform that offers a unique approach to earning passive income. By focusing on wine investment, it provides an alternative for those looking for passive income apps to diversify their investment portfolios. As an expert SEO script writer, I’ll ensure the article is optimized, clear, and concise.

Vinovest has emerged as a novel solution in the world of passive income apps, offering users an opportunity to invest in a market often inaccessible to the average investor: fine wine. This platform is not just about buying and storing bottles; it’s an entry point into a sophisticated market with historical data showing consistent growth.

Key Features:

Access to a Niche Market: Vinovest opens the door to the world of fine wine investment, traditionally reserved for experts or the wealthy.

Data-Driven Selections: Utilizing sophisticated algorithms, Vinovest selects wines with the highest potential for appreciation.

Storage and Insurance: Investments are physically stored in optimal conditions and are fully insured, providing peace of mind to investors.

Market Analysis: The platform offers detailed market analysis, giving investors insights into the wine market trends and performance.


Airbnb has redefined the landscape of passive income apps, offering property owners an innovative way to generate income. As an expert SEO script writer, I’ll focus on optimizing this article with clarity and conciseness.

Airbnb stands out in the world of passive income apps, providing homeowners and renters with an opportunity to earn money by listing their properties for short-term rentals. This platform bridges the gap between those who need accommodation and those who have spare space to offer.

Key Benefits:

Flexibility: Hosts control their listing, prices, and availability.

Global Reach: Airbnb operates worldwide, opening up a vast market for hosts.

User-Friendly Interface: The app is easy to navigate for both hosts and guests.

Support and Protection: Airbnb provides host protection insurance and 24/7 support.


Turo has quickly become a go-to choice among passive income apps, especially for car owners looking to monetize their vehicles. As an expert SEO script writer, I’ll ensure the article is easy to read and informative.Turo has carved out a significant niche in the market of passive income apps. It allows car owners to rent out their vehicles to others, providing a unique way to earn extra income.

Key Advantages:

  1. Flexibility: Car owners set their rental rates and availability.
  2. Wide Audience: Turo’s platform reaches a vast customer base, increasing the likelihood of frequent rentals.
  3. Ease of Use: The app is user-friendly for both car owners and renters.
  4. Support and Protection: Turo offers insurance coverage and customer support for all transactions.

Market Trends and Data Analysis:

Data shows a growing trend of car owners using Turo to supplement their income. In some areas, the earnings from Turo can rival or exceed traditional methods of car rental or leasing.

User Demographics and Behavior:

Analysis indicates that Turo attracts a diverse range of users, from people needing a car for a short trip to those wanting to try out a specific car model. Car owners on Turo range from individuals with one vehicle to those managing a small fleet.


DoorDash is a popular food delivery service app that connects people with the best in their cities. It enables individuals to earn money as delivery drivers, providing flexibility and ease of access to earning opportunities.

Key Features:

Flexible Schedule: Drivers, known as Dashers, choose their own hours.

Wide Range of Restaurants: Includes a variety of dining options, from fast food to fine dining.

Earnings: Dashers earn per delivery and keep all tips.

User-Friendly Interface: Easy for both customers and Dashers to navigate.

Target Audience:

Ideal for individuals looking for flexible part-time work, including students, people with full-time jobs seeking additional income, or anyone who wants to work on their own terms.


Neighbor is a unique app in the domain of passive income apps, focusing on the sharing economy. It allows people to rent out unused space in their homes or properties for storage.

Key Features

List for Free: Users can list garages, basements, or even parking spaces.

Set Your Terms: Hosts set the price and rules for their space.

Secure Transactions: Payments are handled through the app.

Protection: Offers a host guarantee to protect against damage.

Target Audience:

This app is perfect for homeowners with extra space, people living in large properties, or those who own unused parking spots, especially in high-demand urban areas.


Ibotta is a cashback and rewards app that helps users save money on their everyday purchases, both in-store and online. It’s a favorite among a wide range of shoppers.

Key Features:

Cashback on Purchases: Users earn cash back on groceries, clothing, home goods, and more.

Multiple Retail Partners: Partners with a wide range of retailers.

Simple Redemption Process: Scan receipts or purchase through the app.

Bonuses and Promotions: Offers additional ways to earn.

Target Audience:

Ibotta is popular among budget-conscious shoppers, families looking to save on groceries, and individuals who shop online frequently.


Automated Cashback Rewards: DOSH simplifies earning cash back by automating the process. When users shop at partner stores with linked cards, they automatically receive cash back.

Expansive Partner Network: DOSH has partnered with a wide range of retailers and restaurants, increasing the opportunities for users to earn rewards.

Ease of Redemption: Cashback earned through DOSH can be transferred directly to a bank account, PayPal, or donated to charity.

Market Positioning: In a market flooded with reward apps, DOSH stands out for its simplicity and automation. This approach appeals to a broad user base, especially those who prefer a set-and-forget style of earning rewards.


Drop is a rewards app that turns everyday purchases into opportunities for earning. Users collect points when they shop at various partner retailers and can redeem these points for rewards.

Key Features:

Earn Points for Shopping: Users accumulate points for purchases made at partner stores.

Variety of Retail Partners: Includes a wide range of popular stores and brands.

Reward Redemption: Points can be exchanged for gift cards from numerous retailers.

Simple User Experience: The app is straightforward and easy to navigate.

Data Insights:

Recent data indicates a significant increase in the use of reward-based passive income apps like Drop, especially among younger consumers who appreciate the ease of integrating earning opportunities into their daily shopping habits.


Collectable is at the forefront of combining passion and investment, allowing users to invest in rare and valuable sports memorabilia.

Key Features:

Invest in Sports Memorabilia: Users can buy shares in collectible sports items.

Accessible Investing: Lowers the barrier to entry for investing in high-value collectibles.

Market Information: Provides insights into the value and potential of sports memorabilia.

Secure Transactions: Ensures the safety and transparency of investments.

Market Analysis:

The collectibles market, particularly in sports memorabilia, has shown robust growth, with many items appreciating in value. This trend highlights the potential of Collectable as a passive income app for enthusiasts and investors alike.

17.IPRoyal Pawns App

IPRoyal Pawns App offers a novel approach to earning passive income by utilizing users’ unused internet bandwidth.

Key Features:

Share Internet Bandwidth: Users earn by sharing their excess internet capacity.

Effortless Earning: The app requires minimal input or management.

Flexible Payment Structure: Earnings depend on the amount of data shared.

Privacy and Security: Prioritizes the protection of users’ data and privacy.

With the increasing demand for data globally, sharing unused bandwidth has emerged as a viable source of passive income. IPRoyal Pawns App leverages this trend, offering users an easy way to monetize an otherwise untapped resource.


Real Estate Investing Simplified: Roofstock is revolutionizing the real estate market by making investment properties accessible to a wider audience. It particularly caters to those interested in buying rental properties.

User Experience: The platform stands out for its user-friendly interface. Potential investors can easily browse through a selection of properties, complete with detailed information and analysis.

Market Trends: There’s a growing trend among investors to diversify portfolios with real estate, and Roofstock taps into this by offering a less intimidating entry point compared to traditional methods.

Data-Driven Decision Making: Roofstock provides comprehensive data on each property, including neighborhood ratings, property conditions, and projected returns, aiding investors in making informed decisions.


Rewarding Dining Experiences: SEATED is designed for food enthusiasts who enjoy exploring new dining experiences. Users earn rewards every time they make a restaurant reservation through the app.

User Base: The app is particularly popular in urban areas where dining out is frequent. It appeals to a wide demographic, from young professionals to families.

Economic Impact: SEATED capitalizes on the thriving restaurant industry and the growing trend of experiential dining. It offers a unique value proposition by converting dining experiences into tangible rewards.

Rewards System: The rewards system is straightforward, encouraging repeat use. Users accumulate points that can be exchanged for gift cards or other perks, adding an extra incentive to dine out.


Yieldstreet presents an opportunity for individuals to invest in alternative assets like art, real estate, and legal finance. These areas were previously accessible mostly to institutional investors or individuals with high net worth.

Investment Strategy: The platform’s strategy involves offering a diversified portfolio, which can potentially lead to lower risk and higher returns.

Market Analysis: With the fluctuating nature of traditional stock markets, alternative investments have gained traction. Yieldstreet provides an accessible platform for these types of investments, attracting a broad range of investors.

User Engagement: Yieldstreet’s approach to user engagement involves educational resources and data-driven insights, helping users understand and navigate the complexities of alternative investments.


Precious Metals Investing: OneGold makes investing in precious metals like gold and silver more accessible. The app allows users to buy, sell, and manage their investments with ease.

Market Stability: Precious metals are often seen as a safe haven during economic instability. OneGold taps into this perception by offering a straightforward way to invest in these assets.

Investment Flexibility: One of the unique features of OneGold is the ability to invest in various amounts, catering to both small and large investors.

Real-Time Data and Security: The platform provides real-time market data and secure storage options for physical assets, making it a reliable choice for investors interested in precious metals.


Micro-Investing Made Easy: Acorns is known for its user-friendly approach to investing. By automatically investing spare change from linked credit or debit card transactions, it simplifies the investment process.

Customized Portfolios: Users can choose from various portfolio types, based on their risk tolerance, curated by financial experts.

Educational Content: Acorns provides educational resources to help users understand investing basics, appealing particularly to younger or inexperienced investors.

Market Impact: Data shows a significant uptake in micro-investing among millennials and Gen Z, with Acorns leading due to its simplicity and educational approach. This trend reflects a shift towards more accessible investment strategies.

23.Lex Markets

Innovative Real Estate Investing: Lex Markets changes the game in real estate investment. It allows individuals to buy and sell shares in commercial real estate, akin to stock market trading.

Accessible and Liquid: The platform makes commercial real estate investment more accessible and liquid, a significant shift from the traditionally illiquid real estate market.

Market Trends: With the growing interest in alternative investments, Lex Markets fills a unique niche, attracting investors who want to diversify beyond stocks and bonds.

Data Insights: Recent trends indicate increasing interest in real estate as a hedge against market volatility, positioning Lex Markets as an attractive option for diversification.


Mainvest is an investment platform that’s unique because it focuses on small, local businesses. Here’s what makes it stand out:

  1. Community-Focused Investing: The key feature of Mainvest is that it lets people invest in small businesses in their own communities. This means you can help local businesses grow and succeed.
  2. Low Entry Barrier: You don’t need a lot of money to start investing with Mainvest. You can start with as little as $100, making it accessible to more people who want to invest in small businesses.
  3. Impact on Local Economies: By investing in local businesses, you’re helping to boost the economy in your community. This is a major reason why people like using Mainvest.
  4. User Engagement: Mainvest isn’t just about making money. It’s also about being part of the success of local businesses. Users who invest through Mainvest often want to see their communities thrive, not just get a financial return.

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